Walt Disney World Lowers Annual Pass Down Payment to $99, Raises Monthly Payments

Mar 11, 2025 in "Ticket Annual Pass - Disney Incredi-Pass"

Posted: Tuesday March 11, 2025 7:20am ET by WDWMAGIC Staff

Walt Disney World has adjusted its payment structure for Annual Passes, lowering the required down payment and increasing monthly payments for Florida residents who choose the payment plan option. The total cost of each Annual Pass remains unchanged, whether paid in full or through monthly payments.


Previously, the down payment for Annual Passes purchased with a monthly payment plan was $205. That amount has now been reduced to $99 per pass, and remains at 0% APR. Monthly payment amounts have increased as follows:

  • Pixie Dust Pass: $34 per month (previously $25) - Total $469 + tax
  • Pirate Pass: $65.33 per month (previously $57) - Total $829 + tax
  • Sorcerer Pass: $87.52 per month (previously $79) - Total $1079 + tax
  • Incredi-Pass: $129.23 per month (previously $121) - Total $1549 + tax

Details for Walt Disney World Annual Passes

  • A theme park reservation is required in addition to a valid pass to enter a park. Reservations are subject to availability and applicable blockout dates.
  • Passholders can hold a set number of reservations at one time on a rolling basis:
  • Incredi-Pass and Sorcerer Pass: Up to 5 reservations
  • Pirate Pass: Up to 4 reservations
  • Standard parking is included with all passes.
  • Passholders receive discounts on select dining and up to 20% off select merchandise.
  • Annual Passes are subject to Walt Disney World Resort Annual Pass Terms and Conditions.
  • Monthly Payment Program only available to Florida residents with valid ID. Must be at least 18 years old to purchase under the monthly payment option. Subject to additional terms and conditions. Monthly payment amount based on remaining balance after one-time payment of $99 at time of purchase. First monthly payment will be charged on day of purchase or shortly thereafter. Subject to restrictions, including an installment agreement, and change without notice.
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    Basil of Baker StreetMar 14, 2025

    Not all DVC. Only DVC members who purchase direct.

    IanDLBZFMar 13, 2025

    DVC Members can also purchase Sorcerer Pass.

    Basil of Baker StreetMar 13, 2025

    Correct, Just Incredipass.

    Disstevefan1Mar 13, 2025

    Out of state can purchase the top tier pass, or did that stop that?

    Basil of Baker StreetMar 13, 2025

    As an out of stater, I would buy that pass if offered.

    SoFloMagicMar 13, 2025

    Man I miss the epcot after 4 pass. That was a true local pass.

    Vegas Disney FanMar 13, 2025

    I feel like we were in this category at DL also before letting our APs expire, I live 4 hours away so our trips included hotels and were primarily dining in the parks, drinking in the parks, shopping in the parks, etc, and since we’d done the parks hundreds of times we didn’t do many rides, we just enjoyed being there. Instead of the “less profitable” AP who stops in for a couple rides after work and then grabs In n Out on the way home we were more like “cash cow” APs, we spent a ton of money on the ancillary stuff and didn’t clog up the queues. Sadly we can’t justify the insane AP prices anymore so those days are gone, now we’re trying to visit all the National Parks, one door closes, another opens.

    Tony the TiggerMar 13, 2025

    Which, I would like to point out for everyone, is an upgrade. As someone who has been buying some version of this pass for around 15(?) years, the old “Weekday Select” version had us blocked out all summer until the very end of August.

    HauntedPirateMar 13, 2025

    It was a seemingly-popular option for locals, with good value. What's stopping them from bringing it back? Oh yeah. Burbank. 🤦‍♂️

    HauntedPirateMar 13, 2025

    You're doing the AP thing all wrong! You're supposed to bring your own food and drink into the parks, not spend any money on merchandise, take up premium viewing spots for shows and parades hours ahead of time, and clog up other lines whenever possible. You can't possibly be contributing like you say you do, we have it on good authority around here that you aren't, nor are any Passholders. ;)

    Tigger&PoohMar 13, 2025

    There are 3 tiers of "FL Resident" APs: Pixie Dust pass is mostly weekdays with some blockout dates around spring break, Easter, 4th of July, Thanksgiving and year-end Pirate pass includes weekdays plus many weekends, but with blockout dates around spring break, Easter, 4th of July, Thanksgiving and year-end Sorcerer pass includes most dates except a blockout around Thanksgiving and year-en The Incredi-pass is available to anyone, including FL Residents, and good for entry any dates the park is open (with a caveat that theme park reservations are required for all APs).

    KDM31091Mar 13, 2025

    Fear of flying aside, the prices are also insane these days. It’s just not doable on top of crazy ticket prices, food prices, etc for a lot of families. This AP option seems to be an attempt to bolster demand, as I’m guessing they have seen a softening. The Florida resident passes for all of the competing parks are much cheaper. Disney can charge a premium to an extent because the product is premium, but sadly that advantage is dwindling by the day with the continued watering down of the theming and quality of the parks and resorts.

    Basil of Baker StreetMar 13, 2025

    There is no such thing as a locals pass. Locals can purchase every tier of pass

    SoFloMagicMar 13, 2025

    Yeah, I believe theirs is third-party and disneys is in house (based on universal being on an external site and Disney being able to adjust at ticket windows)

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