Credit limits raised at Walt Disney World Resort hotels

Aug 03, 2015 in "Walt Disney World Resorts"

Posted: Monday August 3, 2015 8:47am EDT by WDWMAGIC Staff

If you opt-in to room charging when staying at a Walt Disney World Resort hotel you will now be able to charge more to your account.

Credit rates have been raised to $1500 at Value and Moderate Resorts, and to $2000 at Deluxe Resorts.

The changes only apply to onsite hotels for guests staying at a Walt Disney World Resort hotel, and do not apply to off-site Disney resorts, such as Hilton Head, Vero Beach and Aulani.

Discuss on the Forums

Get Walt Disney World News Delivered to Your Inbox

LuckyAug 04, 2015

Ticket prices, room rates, parking - pretty much everything has been increasing much faster than overall inflation in recent years. That's been documented plenty of times in other threads.

ford91exploderAug 04, 2015

DVC usually stay in a 1BR or larger so eat some meals there but with the huge inflation of food prices. Ie Dinner at Boma now 50 bucks pp and depending on date can go as high as 64!!! Being a Scot those kind of prices simply drive me off property because Disney dining is not worth that kind of money. The dessert parties going up 2x in price this summer. Just because I'm on vacation does not mean I toss fiscal prudence out the window Disney grubbing for that last dime at least for me has caused me to reduce my Disney spending. That 2-3K is still getting spent but no longer at Disney

GeneralZodAug 03, 2015

um...ok. Have a good day!

KaliSplashAug 03, 2015

This is good news. For those staying at a Value resort, you could hit your limit pretty easily in the middle your trip requiing a phone call or a trip to the front desk

Prince-1Aug 03, 2015

I agree with you 100%. Disney can raise its prices as much as they want and they do not have to answer to anyone. They can even close half of a parks rides (I'm looking at you DHS) and they can still charge full price and they can even raise that parks admission price if they so choose to do so. And please stop with the childless jokes or even worse...barely thought out attempts of what you call a joke. It's embarrassing...pathetic even. I will IGNORE thee.

DisneyDebRobAug 03, 2015

I must be in the minority because with the magic bands I actually don't charge as much as past visits. I think it's knowing it's so easy that I take the approach when considering a purchase, do I really need or want this and 9 times out of 10 I put it down. Guess that's weird but that's the way I approach it. Also as others have mentioned, there's not a whole lot I really want there. The previous amount is way more then I need.

EpcoTimAug 03, 2015

The bands or room charges actually reduce credit card fees by combining multiple sales into a single transaction.

Prince ThomasAug 03, 2015

I just literally LOL'd when i read Little Richard routine... #DEAD

sshindelAug 03, 2015

I think that once the real reason for Epcot's attendance fluctuations get out into the world, you'll see an uptick in the number of voodoo witch doctors under the employ of TWDC:

WildflowerAug 03, 2015

They don't load your gift cards onto your account at the resort unless something has changed. They do, however link your credit card to your Magic Band and can be done in advance like you said. :) Your card gets charged to start with any balance you might have due (you CAN use your gift card here) and then each time you get to/close to your limit (timing is iffy). You have to be proactive and present your gift cards at the desk AFTER charges have been made on your account, but before your limit processes to your credit card. If the latter happens, you can have it reversed, but it's a process.

Tom P.Aug 03, 2015

If I had to take a guess -- and this is only my own wild speculation -- I'd say that this was done simply to encourage people to spend more. Suppose I tie my debit card to my Magic Band, and I check my account on a daily basis. If they're flushing out charges after $500, I'm going to see that hit my bank account more often than if they're doing it after $1,500. I'll notice it sooner, and be less likely to spend more. If they don't flush it until $1,500, the charges seem more "invisible," and I'm more likely to keep spending.

JennSmithAug 03, 2015

I am kinda confused. Since this will be the first time we are going since the full implementation of the Magic Bands. I planned on having my Disney Visa already linked to my acct . I also planned on loading some Disney gift cards to my acct. I assumed, (this was probably my first mistake :)), that when I tapped my band and entered my PIN that the charge would immediately come off of the gift cards first. Then once those were depleted, my cc would start getting charged. Is this wrong? I am kind of lost...